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The Manulife All-In Banking Package gives you unlimited everyday banking, high-interest savings, travel insurance, and overdraft protection. All that wrapped in an award-winning mobile experience.
Preferred customer offer:
Pay only $8 per month.
Or pay $0 per month
when you save $100 or more each month.♢
Benefits
The All-In Banking Package delivers on what you really want from a bank. Have a look!
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Rates & fees
Bank account rates♢
| High-Interest Savings Account rate: 0.15%♢ | |
| Everyday Banking Account rate: 0% | |
| Secured overdraft rate: 15%♢ |
Everyday Banking Account fees♢
Monthly fee: $8
At the end of every month, if your High-Interest Savings Account balance is $100 higher than it was on the last day of the previous month, we’ll waive the monthly fee.
Other services and fees include:
| Services | Fees |
|---|---|
| Transferring money from your account at another Canadian bank | No charge |
| Direct deposit | No charge |
| ATM deposits | No charge |
| Mobile cheque deposit | No charge |
| Services | Fees |
|---|---|
| Sending money using Interac e-Transfer®♢ | No charge |
| Debit card purchases | No charge |
| Withdrawals in Canada at ATMs that are part of THE EXCHANGE® Network | No charge |
| Withdrawals in Canada at ATMs that aren't part of THE EXCHANGE® Network* | $1.50 |
| ATM withdrawals outside of Canada* | $3.00 |
| Pre-authorized withdrawals | No charge |
| Transferring money to your account at another Canadian bank | No charge |
| Bill payments | No charge |
*Note that ATMs that aren't part of THE EXCHANGE® Network may charge their own convenience fees for withdrawals.
♢Manulife All-In Banking Package - Terms & Conditions
- Fees are subject to change with at least 30 days of prior written notice.
- All fees are presented on a per item basis, unless otherwise stated.
- Additional convenience fees may apply when you make direct-payment purchases with your debit card.
Free Banking offer: At the end of the month, if the balance in your high-interest savings account is $100 higher than the balance on the last day of the previous month, we’ll rebate the monthly fee. Other fees may apply.
Unlimited transactions offer: unlimited transactions including Interac® Debit, Interac e-Transfer transactions, bill payments, and ATM cash withdrawals on THE EXCHANGE® Network, are covered in the monthly fee. At the end of every month, if the balance in your High Interest Savings Account is $100 higher than the balance on the last day of the previous month, we’ll waive the monthly package fee. Other fees may apply.
0.15% Interest is calculated on the closing daily balance and paid monthly. Rate as of September 15, 2020. Rate is subject to change without notice. View our current rates for more details.
■Travel Disruption Insurance: Insurance is underwritten by The Manufacturers Life Company and First North American Insurance Company, a wholly owned subsidiary of Manulife. Manulife, PO Box 670, Stn Waterloo, Waterloo, ON N2J 4B8. Insurance is subject to exclusions, limitations, and conditions. Clients should refer to the Certificates of Insurance included with their Cardholder Agreement for complete details on each benefit. Clients should read the Certificates of Insurance then keep the Cardholder Agreement in a safe place with other valuable documents and take it with them when they travel.
®Trademark of Interac Corp. Used under license. Fiserv EFT is the owner of THE EXCHANGE® trade mark and its associated rights. Fiserv EFT has granted FICANEX® the exclusive right to use, market and sublicense THE EXCHANGE® trade mark and the intellectual property rights associated with the operation of THE EXCHANGE® Network throughout Canada. Manulife Bank of Canada is an authorized user of the mark.
Manulife, Manulife Bank & Stylized M Design, Manulife All-In Banking Package, and Stylized M Design are trademarks of The Manufacturers Life Insurance Company and are used by it, and by its affiliates under license.