You could be mortgage-free sooner with Manulife One.

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Your all-in-one mortgage and banking account

Manulife One∆ is an all-in-one mortgage and banking product that lets you combine your mortgage with your bank accounts, short-term savings, income, and other debts. This easy to manage account, could help you reduce interest costs, save thousands and become debt-free years sooner.

Preferred pricing offer:

  • • $1,000 cash back: You may be eligible for $1,000 cash back upon mortgage funding∆


Is Manulife One right for you?

Yes, if you:

  • • Want to refinance or transfer in your mortgage and have at least 20% equity
  • • Are buying a new home and have a down payment of 20% or more
  • • Want to simplify your finances with an all-in-one mortgage and banking account
  • • Prefer a flexible alternative to a traditional mortgage

How Manulife One works

There's more to a mortgage than the rate

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Benefits

Save thousands in interest

Every dollar you deposit from your income or savings immediately reduces your debt. Repaying your highest debt from your Manulife One account could help you reduce your interest costs.

Be in control of your mortgage

As long as you’re within your borrowing limit, you decide how quickly or slowly to repay your debt. Manulife One lets you be prepared for unexpected expenses by giving you access to your money when you need it.

Prepare for a rainy day

With Manulife One, your savings work to reduce your debt and you can still access your money at any time – up to your borrowing limit. Think of it as your rainy-day account. If you don’t have any debt, all of your deposits will earn a high interest rate.

Access your home equity

With Manulife One, you can access the equity you’ve built up in your home whenever you need, for whatever you need, up to your borrowing limit.

Simplify your everyday banking

Make banking easier by bringing all of your accounts together – so you only have one account to manage with one monthly statement. 

Become debt-free years sooner

By depositing your short terms savings and income you reduce your loan balance and lower your borrowing cost. So, all your money is working for you as hard as it can - every single day.

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∆Manulife One Mortgage –  Offer Terms & Conditions

Cash back offer: to qualify for the $1,000 cash back, you must:

- Have a minimum initial borrowing amount of $100,000 at the time your account funds. 

- Open a new Manulife One standard account in first position on your primary residence.

Not eligible are:  

- Manulife One accounts opened in a “second position”, where it is not the primary lien on the property; 

- Manulife One Equity Advantage accounts, Small Business Owner accounts or

- Manulife One for Investment Properties

- A roll-in from second to first position; 

- A transfer from an existing Manulife One to a new property; 

- An increase to an existing Manulife One account; 

- A transfer from another existing Manulife Bank mortgage;  

- Manulife Bank Select Account / Manulife One for Business Account / Manulife Commercial Amortizing Mortgage. 

This offer is subject to the general terms and operating agreement of your Manulife One account. This offer may change or be withdrawn at any time without notice. If the mortgage is discharged, refinanced, ported or transferred from Manulife Bank within two (2) years of funding for any reason, you must repay the entire $1,000 cash back amount to Manulife Bank. The maximum total cash back per Manulife One account is $1,000.